Ban the Bank? Close it Down

Successful official financial institutions, whether national or international, supply what social scientists call public goods: outcomes that benefit many specifically but everyone generally, despite that fact that the production of such goods often requires some to pay disproportionately to sustain them. Thus, a decision to supply public goods can be in the U.S. interest, but has an altruistic twist: Providers pay but still benefit, even though recipients benefit more.